041Budget columnist Nakita De Souza-Plaatjies has some innovative ideas for how to take control of your finances.
We’ve all seen the cash stuffing videos and post on social media. You know the ones ,where people write numbers or values on envelopes and put that amount of cash in them every week or month end. Sounds like a great plan right! However that would not work for me. However i do have a “money box” on my dressing table, collecting any change and cash i may find around the house (my husbands pants pockets when i do the washing**)Personally If I know I have cash in my house I would end up using it and convince myself that I will replace it again. You know for those “emergency” (fast food Friday’s)
So this year I’m looking into using gift cards and vouchers as a form of saving up for the festive season.
First I made a list of of stores that I know ,I will be doing most of my shopping from. This list includes clothing store as well as Family restaurants chains to. Yes restaurants as well! Another great 1 is getting a mall gift card,this can be used at any store inside the specific mall.
The electronic vouchers ,I save in a folder on my phone. And the gift cards I keep in a little box with the receipt to keep track of the amounts.
Here is a list of a few stores I looked into.
Clicks – gift card
[ ] Offers in store gift cards and Electronic vouchers.
[ ] You can load more funds anytime
[ ] Valid for 3 years
[ ] Website is very user friendly
[ ] Vouchers can be used on line
JET Stores
[ ] No online vouchers,only in store gift cards
[ ] Gift card valid for 3 years
[ ] Top-ups allowed
Shoprite & Checkers
[ ] Saving stamp books
[ ] Gift cards and Electronic vouchers
[ ] Valid for 3 years
[ ] Electronic vouchers, on computicket website however it doesn’t seem to be working
Pick n Pay
[ ] Gift cards instore
[ ] Electronic vouchers
[ ] Offers vouchers for App purchases and instore purchases
[ ] App vouchers min R50 – R1000
[ ] Valid for 3 years
[ ] Works through Web tickets.co.za . The website stores your vouchers in your profile until you ready to use them or send to friend or family member anytime.
There are many more stores that offer gift cards and vouchers like Makro ,Spur,wimpy and Panarottis as well. Getting a gift card for a restaurant can help you save on those family birthday lunches or those random mid-month treat.
Happy saving ,let us know if you will try any of these saving ideas !
Don’t forget to sprinkle some kindness
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